Surabaya, P.(2012).JOURNAL OF ECONOMICS, BUSINESS & ACCOUNTANCY VENTURA (AKREDITASI) (Volume 15 nomor 1, 2, 3 2012).Surabaya:PPPM STIE Perbanas.
Gaya MLA
Surabaya, Perbanas."JOURNAL OF ECONOMICS, BUSINESS & ACCOUNTANCY VENTURA (AKREDITASI)".Volume 15 nomor 1, 2, 3 2012Surabaya:PPPM STIE Perbanas,2012.Jurnal.